Will a DUI Affect My Bankruptcy?
Especially under the scrutiny of the Bankruptcy Abuse Prevention and Consumer Protection Act regulations, filing for bankruptcy can take a strong account of past actions and mistakes. If these poor decisions have at all contributed to the debt being considered by the bankruptcy proceedings in question, the result can be a significant complication of a debtor’s bankruptcy petition and proceedings, even under Chapter 7 debt discharge rules.
When entering into bankruptcy proceedings, knowing what comes next can be a tremendous source of peace of mind. For more information regarding your options during bankruptcy, contact a Birmingham bankruptcy lawyer from Greenway Bankruptcy Law, LLC, at (205) 324-4000 today.
Non-dischargeable Debts and DUI Penalties
The central focus of a Chapter 7 bankruptcy is the discharge of debts and what may or may not qualify for that process. The monetary awards of civil lawsuits that leave a debtor liable for damages exceeding their insurance limitation or in cases where a DUI defendant is driving without insurance are subject to special consideration in bankruptcy. As a result of these costly mistakes, the debtor may find the following debts considered non-dischargeable:
Tort settlement payments caused by DUI-related accidents
Injury sums caused by a violent crime, which can include DUI
Civil damages coming from malicious or intentional injuries
Under normal circumstances, when regarding personal injury suits, the law permits the debtor to discharge this amount. However, in terms of a DUI-related settlement or judgment, the debtor will often be pressed into paying out these sums through a more feasible payment plan.
If you have been charged with a DUI, the circumstances of your bankruptcy could be different than the standard procedure. To learn more about how DUI and other criminal charges can change the way bankruptcy works, contact a Birmingham bankruptcy attorney from Greenway Bankruptcy Law, LLC, by calling (205) 324-4000.