Birmingham Chapter 13 Bankruptcy Lawyer
Individuals and small business owners who are facing the dangers of foreclosure, repossession and garnishments should consider bankruptcy as an option for getting a fresh start. Chapter 13 bankruptcy is one way to take control and restructure your debt repayment plan in a manner that you can afford.
If you are swamped by debt, then Chapter 13 bankruptcy may be the best way for you to obtain much-needed financial relief. Birmingham Chapter 13 bankruptcy lawyer Paula Greenway can assess your situation and help you choose a plan of action. Contact her today at 205-324-4000 to schedule a free initial consultation.
Restructuring Your Debts
We are dedicated to getting our clients the debt relief they need. With well over a decade of experience at our disposal, we may be able to help you, too. We may be able to answer questions you have about:
- Benefits of Chapter 13 Bankruptcy
- Chapter 13 Eligibility
- Chapter 13 Repayment Plan
- Chapter 13 Filing Process
Chapter 13 bankruptcy provides debt relief for people who wish to protect their assets and reduce their debts to manageable levels. Unlike those who turn to Chapter 7 (liquidation) bankruptcy, Chapter 13 filers do not run the risk of having their valuables taken and sold for debt repayment purposes.
A Chapter 13 restructuring plan will change your payment schedule into a new, manageable, 3 to 5 year plan. Filers will see a reduction in their unsecured debts, but their secured debts must still be paid off in full. Chapter 13 may help you:
If you have any further questions, or if you believe that Chapter 13 may be the right choice for you, call Birmingham Chapter 13 bankruptcy lawyer Paula Greenway today at 205-324-4000.
Other Options
At Greenway Law, LLC, we understand that you may not feel comfortable filing for bankruptcy. While the process has a number of protective benefits, it can cause future problems with securing loans and making large purchases. You may wish to turn to debt negotiation as an alternative. However, unlike bankruptcy, debt negotiation plans will not grant you federal court protection of your homes, assets, and privacy.
To learn more about your other options and how Birmingham Chapter 13 bankruptcy lawyer Paula Greenway can help you make the right choice, contact Greenway Law, LLC today at 205-324-4000.
Contact Us
If you are suffering from more debts than you can pay off, Chapter 13 bankruptcy may be the solution for you. Contact Birmingham Chapter 13 bankruptcy lawyer Paula Greenway today at 205-324-4000 to discuss your situation.